Have you ever wondered how efficient and effective Opay bank works? No network delay, good customer service, Swift transaction and many more. 

Many Nigerians now value opay more than the banks in the country, they can put millions of naira in the bank without fear of losing their money. This is not sweet-talk but Opay is better than banks in Nigeria. 

Something happened to my mom a few days ago, she made a card withdrawal for a goods she bought which she was debited but the merchant didn't receive any payment. She was paranoid because the money was a huge amount of money. African parents complain about any small thing that happens even though that thing has never failed them before.

I contacted customer care and after 3 working days, the money was refunded. I'm 100% sure that no Nigeria bank will refund your money without you making a noise dragging them online. 

Opay bank was once called Paycom which was created around 2009. It was created by a Chinese man called Zhou Yahui. Opay has gained enough marketing presence in Nigerian online banking due to its modern infrastructure and redundancy.

It has over 17 headquarters in Nigeria which are in different locations around the country. It has gained Nigerian trust so much that no one has ever complained or dragged the company on the internet.

I came across a post where a X user made a post realising that Opay isn't owned by a Nigerian or any Sub-Saharan citizen. This led to many comments where people criticize the integrity of African in providing efficient online banking service. 

Other Online Banking services like Moniepoint, Palmoay, Smartcash have also gained online presence and are also competing with each other. 

But Opay, Kuda and Moniepoint are one of the top online banking apps in Nigeria at the moment.

Opay has also made job opportunities for Nigerians in different ways through its vast network of agents. Nigerians have taken the POS as a full time job. They make use of retail transactions as business which is flourishing for some of them. This made people have so much trust in the company even though most Nigerians haven't seen or gotten to the headquarters before.

Opay is still one of the best online banking service with swift transactions, easy banking service , great customer service and many more.